Motorsports Facilities and Racetrack Insurance

Motorsports facility owners and promoters know that K&K Insurance has been the go-to for motorsports insurance for over 70 years, offering commercial property and casualty and accident and health coverage solutions for the motorsports industry.

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For decades, K&K has been in the driver’s seat of motorsports insurance; now it’s your turn to tap into that experience. Our tailored insurance program for motorsports facilities is crafted by underwriters who understand the unique risks of the racing world. Coverage options include commercial property and casualty and participant accident coverage designed for racing facility operations.

What is eligible for motorsports facilities and racetrack insurance?
Boat racing
Demo derbies
Drag racing
Motorcycle racing
Oval track racing
Racing associations
Road courses
Snowmobile competitions
What is not eligible for motorsports facilities and racetrack insurance?
Noncompetitive participation facilities (i.e., go kart concession tracks, off-road vehicle parks, mud parks)
Drag boat racing
Insurance coverages available
General Liability (subject to the specific sport)
Broadened Coverage Form
Separate limits for Bodily Injury to Participants
Expanded Bodily Injury definition
Personal and Advertising Injury definition expanded
Official Vehicle Physical Damage
Motorsports Errors and Omissions
Fireworks Liability
Host Liquor Liability
Cyber Risk ($25,000 sublimit)
Customized motorsports policy language
Additional insureds (including officials, car owners, drivers, pit crews, sponsors, persons or organizations operating, managing, sanctioning, sponsoring, or providing the premises for competitive covered programs)
Participant Accident Coverage
Accidental Death and Dismemberment Benefit
Accident Medical Benefits (available on Excess or Primary Basis)
Limits up to $1,000,000
Temporary Total Disability-Weekly Accident Income Benefit
Volunteer-Accident Medical Coverage for Motorsport Volunteers
Property
Crime
Inland Marine
Commercial Auto
Liquor Liability
Excess Liability
Event Cancellation
Workers’ Compensation
What do I need to apply?
To request an insurance quotation through this program, please complete the appropriate PDF application and submit as directed in the application. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.

K&K Program Applications
ACORD application(s) for other requested coverages
Five years of company loss runs
Diagram of event locations
Schedule of events
Copies of contracts where the applicant assumes liability of others

Applications

Please click on the link below to download an application and check your download folder to find the PDF application document. Please open the form using Adobe Acrobat Reader before filling it out. Do not complete the form using a web browser, Preview (Mac), or iPhone/iPad Mail, as this may lock the file when returned. For the free version of Adobe Acrobat Reader, please click here.

Application Package

Motorsport Facilities Application Package

Individual Applications

Temporary Event Motorsports Enrollment Form
Facilities Monthly Audit Form (Stocks and Drags)
Facilities Monthly Audit Form
Workers Compensation Supplemental Application
Markel Mandatory Signature Supplement to all Applications
Wildfire Prevention Questionnaire
This application is to be used when the risk is in one of the following 15 states: Arizona, Alaska, California, Colorado, Florida, Idaho, Montana, New Mexico, Nevada, Oklahoma, Oregon, Texas, Utah, Washington or Wyoming.

Did you know?

K&K Insurance was established in 1952 specifically to offer insurance solutions to motorsports.
We have experienced underwriting and claims staff dedicated exclusively to motorsports insurance.
We attend industry conventions including RPM Promoters Workshops, and the Performance Racing Industry Trade Show (PRI).
We are actively involved through sanctioning bodies, event attendance, and track surveys.
We have a 24-hour emergency claims phone service.
We have interest-free premium installment plans available.

Phone

800-348-1839
Email

Email us

What types of motorsports facilities are eligible for coverage?

This program is designed for operators of competitive racing venues and sanctioned events, including drag strips, road courses, oval tracks, and specialty racing facilities. It can also apply to organizations that manage or promote racing activities at these locations.
What coverage options are available for racetracks and motorsports facilities?

Coverage can be tailored to address the operational risks of running a racing venue. Options may include liability protection for spectators and participants, accident coverage for drivers and crews, and insurance for property, equipment, and on-site operations. Additional options can extend to event-specific risks and specialty exposures.

Motorsports Owners and Sponsors Insurance

Owners and sponsors liability insurance for risks that may not be covered by the facility or organization, including spectator and participant injury.

Learn More
Motorsports Race Team and Race Shop Insurance

Commercial property and casualty insurance for race teams and race shop operations. Workers’ compensation is available.

Learn More
Motorsports Sanctioning Bodies Insurance

Commercial property and casualty coverage for racing event operations and rule-making responsibility. Participant Accident coverage is also available to protect a governing body’s member participants.

Learn More

Motorsports Facilities and Racetrack Insurance

Program Highlights

What is eligible for motorsports facilities and racetrack insurance?

What is not eligible for motorsports facilities and racetrack insurance?

Insurance coverages available

What do I need to apply?

Applications

Did you know?

Contact information for Motorsports Facilities and Racetrack Insurance

Phone

Email

Ready to get started?

Frequently Asked Questions

What types of motorsports facilities are eligible for coverage?

What coverage options are available for racetracks and motorsports facilities?

Why choose K&K?

Related Programs

Motorsports Owners and Sponsors Insurance

Motorsports Race Team and Race Shop Insurance

Motorsports Sanctioning Bodies Insurance

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