Zoo and Aquarium Insurance

Including but not limited to: 

• Walk-through zoos 
• Drive-through zoos 
• Animal sanctuary (open to public)  
• Aquariums 
• Prefer facilities that are AZA certified 
• Facilities with 24-hour security

To be eligible, zoos, aquariums and sanctuaries must:   

• Comply with USDA licensing requirements  
• Comply with safety and fire codes 
• Secure certificates of insurance from vendors, concessionaires, sub-contractors or lessors

Including but not limited to: 

Mobile petting zoos 

General Liability 

• Written on an Admitted Basis 
• Broadened Coverage Form - Non-auditable Policy 
• Volunteer Accident- Accident Medical Coverage for Zoo Volunteers 
• Volunteers as Additional Insureds 
• Amusement Ride Liability 
• Liquor Liability 
• Employee Benefits Liability

Directors and Officers Including Employment Practices Liability 

Property 

• Equipment Breakdown Included 
• Emergency Vacating Expenses Covered up to $25,000, Crisis Response Coverage—$25,000, Full Building Ordinance “A” Coverage

Inland Marine  

Commercial Auto 

• Owned Auto 
• Nonowned/Hired Auto

Crime 

Excess Liability 

Workers’ Compensation 

Event Cancellation & Non-appearance

Sexual Abuse & Molestation 

To request an insurance quotation through this program, please complete the appropriate PDF application and submit as directed in the application. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.  

• Application(s) 
• ACORD application(s) for other requested coverages 
• Five years of detailed, currently-valued company loss runs  
• Diagram/map of zoo/aquarium 
• Brochure (if available) 
• Website address 
• Schedule of events/promotions/ exhibitions 
• Amusement/carnival ride description