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Gymnastics Clubs & Cheer Gyms
               


                                                                               

NOTE - FOR CHEER ONLY FACILITIES
          - Limits above $1,000,000 are available through our Cheer Gym program, please contact us for additional information.

This program is designed for U.S.-based gymnastics schools/clubs specializing in the instruction of gymnastics, tumbling, cheerleading/dance and related programs.  Coverage provided includes important liability protection for the school/club including its employees and volunteers, for liability claims arising out of its operations.

For eligible gymnastics schools/clubs, your covered operations consist of operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and member only camps, off-site competitions, demonstrations, parades and fundraising activities, directly associated with the above that are under direct supervision, or organized by you.
 
"Covered Operations" may also include: ancillary instructional or learning programs for sports or activities besides gymnastic and cheer that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; birthday/social parties, open gym or special events at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; camps/clinics involving non-registered/member participants or camps/clinics with off-site premises activities/programs that are under your supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and meets, competitions or events hosted by you under your direct supervision or organized by you, that have been reported to and approved by the Company and for which the applicable premium has been paid.
 
Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.
 
Eligible Operations
 
-Artistic gymnastics-Recreational gymnastics
-Cheerleading-Rhythmic gymnastics
-Competitive gymnastics-Sports acrobatics (USAG sanctioned)
-Group gymnastics-Trampolines (instruction/training classes programs only)
-Mobile gymnastics programs-Tumble buses
-"Mommy & Me"/"Me & My Pal"/"Parent Tot"-Tumbling
-Motorskills development programs-Ninja Zone®
-Pre-school gymnastics
    
Ineligible for this program:  
-Circus skill training   
-Trampoline parks/facilities (defined as any facility having  
​multiple trampoline beds positioned closely together and used
​for recreational activities)
-Your operations as a sports complex or multi-purpose facility,  
except for those sport(s) and/or subsidiary activities you
have reported, paid for and that have been approved by K&K
 
Coverages Available & Program Highlights
 
General Liability Ancillary Instructional or Learning Programs (optional)
-Bodily Injury & Property Damage 
-Contractual Liability Equipment and Contents Coverage (optional)    
-Products and Completed Operations   
-Legal Liability to Participants On-Site Birthday or Social Parties
-Professional Liability On-Site Open Gym / Parents Night Out / Special Events
-Medical Payments for Participants  (optional)   
-Premises Liability
-Hired Auto and Employers Nonowned Liability (not provided in On-Site Camps / Clinics
Hawaii)(optional)
​-​Damage to Premises Rented to You
-Personal and Advertising Injury Off-Site Camps / Clinics 
 - On-Site Camps / Clinics with Off-Site Activities
(optional)​​
                       
Parkour / Ninja / Free-running / Extreme Tumbling / Indoor Obstacle Course   (optional)                       
Inflatable Amusement Device  (optional)​​
                       
Swimming Pool  (optional)​
                       
Sexual Abuse or Sexual Molestation Liability (optional)​
                       
 
Preliminary Underwriting Information Required
 
- Completed K&K application in order to receive a quote