| - | Achievement celebration | - | Meetings (clubs or business) |
| - | Anniversary party | - | Memorial service |
| - | Award banquet or presentation | - | Military reunion |
| - | Auctions | - | Parties (retirement, house, anniversary, engagement or |
| - | Baby shower | | graduation) |
| - | Banquet | - | Pageant |
| - | Baptism | - | Picnic (no water activities) |
| - | Bar/bat mitzvah | - | Recitals (dance or musical) |
| - | Bingo games (for charity/fundraising only) | - | Reunion (class, family or military) |
| - | Birthday party | - | Rummage sale |
| - | Business dinner | - | Social gatherings/receptions |
| - | Business lecture/seminar | - | School band/drill team competition |
| - | Business Meeting | - | School carnival (no rides/inflatables) |
| - | Celebrations (holiday) | - | Shows (antique, art, baby, craft, fashion, flower, |
| - | Charity or fundraising event (auction, benefit, dance | | garden, home, wedding) |
| or dinner) | - | Speaking engagement |
| - | Car/RV/boat/motorcycle shows (static displays only) | - | Stage show (dance, music, theatrical) |
| - | Convention | - | Swap meet |
| - | Debuts or debutante balls/proms | - | Theatrical performance/musical |
| - | Dinners, luncheon or showers | - | Tradeshow |
| - | Festival (art, craft, ethnic, harvest) | - | Walking Tours garden, holiday, parade of homes, |
| - | Graduation ceremony/party | | historical sites) |
| - | Lectures | - | Wedding ceremony, shower, reception or |
| | | rehearsal dinner |
| | | |
| |
| |
Ineligible for this program: |
| Certain event types are not eligible for coverage by this program.
K&K reserves the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
| |
| - | Airshows/events
| - | Fraternity or sorority events
|
| - | Activist rallies/marches/literature distribution | -
| Geocaching events
|
| - | Animal obedience training | - | Gun and/or knife shows
|
| - | Any events and/or concerts involving rap, hip-hop,
| - | Haunted attractions
|
| heavy metal/screamo or techno/electronic
| - | Health fairs or shows
|
| - | Any events/activities involving motorized vehicles except static
| - | Historical battle reenactments
|
| vehicle shows/auctions or car washes (for charity
| - | Hunting, fishing and hiking events
|
| fundraising only)
| - | Mazes (corn/hay/fences)
|
| - | Any events held on an airport premises
| - | Overnight retreats
|
| - | Any events honoring national and/or local celebrities or
| - | Parades
|
| professional athletes
| - | Political events (except private fundraising auctions,
|
-
| Any events involving in or on water activities
|
| benefits, dances, dinners)
|
-
| Any events involving organized athletics events/competitions
| -
| Pumpkin chuckin events
|
| - | Athletic events and competitions
| -
| Rodeos
|
| - | Bonfires
| - | Seances
|
-
| Cannabis related events
| - | Shooting events/activities (skeet/trap/clay/guns)
|
-
| Cinematography and photography for commercial use
| -
| Tailgating events
|
| - | Christmas tree sales/lots
| - | Tractor pulls
|
-
| Circuses
| - | Union meetings
|
-
| Color party, foam party or raves
| - | Walks/running events
|
-
| Food eating contests
|
|
|
|
|
|
|
| | |
| | |
Coverages Available & Program Highlights |
| |
| Commercial General Liability |
| - | Each Occurrence | | |
| - | General Aggregate (other than products-completed
operations) | | |
| - | Products-Completed Operations Aggregate | | |
| - | Personal and Advertising Injury | | |
| - | Damage To Premises Rented to You | | |
| - | Medical Expense | | |
| |
|
| |
| - | Abuse molestation, harassment, or exploitation
| - | Specified recreation activities: Aircraft/hot air balloon;
|
| - | Asbestos
|
| Airport; Amusement Devices: The ownership, operation,
|
-
| Caps on losses from certified acts of terrorism
|
| maintenance or use of any device or equipment a person rides
|
| - | Commercial general liability standard exclusions
|
| for enjoyment, including but not limited to: mechanical or
|
-
| Communicable Diseases
|
| non-mechanical ride, slide, or water slide (including any ski
|
-
| Cyber incident, data compromise and violation of statutes
|
| or tow when in conjunction with a water slide); inflatable
|
| related to personal data
|
| recreational device. This exclusion does not apply to video or
|
-
| Employment-related practices
| | computer games or any device that is specifically designated
|
-
| E-commerce consulting
|
| to for the training or instruction of the activity for which you
|
-
| Events held at multiple locations (except for weddings)
|
| are enrolled; Animals; Bungee; Dunk tank; Haunted
|
-
| Fireworks
|
| Attraction; Performer (injury or death to any performer or
|
-
| Fungi or bacteria
| | entertainer during any activity, event or exhibition including
|
-
| Lead
| | but not limited to any stunt, concert, show or theatrical
|
| - | Nuclear energy
| | event). This exclusion does not apply to participants in any
|
-
| Operations of concessionaires, exhibitors and/or vendors
|
| activity, event or exhibition that are part of the designated
|
| at your event
| | operations for which you are enrolled; Rodeo; Saddle
|
| - | Petting zoos
| | animals; Snowmobile; Sports rehabilitation services/therapy; |
| - | Room and board liability
| | Swimming pools; The sale or distribution of medicinal, |
| - | Sexually transmitted disease
| | herbal, and/or nutritional products
|
| - | Silica or silica-related dust
| -
| Total pollution with a building, heating, cooling and
|
| | | dehumidifying equipment exception and hostile fire exception
|
| | -
| Unmanned aircraft
|
| | | |
| |
| Program Administration Information |
| |
| - | The policy will be issued to the Sports, Leisure and Entertainment Risk Purchasing Group dba: Tenant Users, as endorsed, |
| "name of the facility". |
| - | Coverage applies only when the facility is being rented to and being used by tenants/users/lessees for short term special events |
| that are specifically endorsed to the policy. |
| - | Certificates will be emailed to the insured and the agent if applicable. |
| - | The tenant/user/lessee are the named insured on the policy. Coverage limits apply separately to each tenant/user/lessee added |
| to the policy. The facility owner/operator is named as an additional insured on the policy at no additional charge. |
| - | This is a pre-reporting program. Each tenant/user/lessee is required to purchase coverage prior to the inception of the event. |
| - | The expected attendance will determine the premium for each event being held at the facility. Premiums/rates are per |
| event/per total attendance. An event is considered 10 consecutive days or less. Nonconsecutive event days are to be |
| considered separate events. |
| - | Events with attendance greater than 3,000 but less than 12,000 can be referred to our short term special event program by
filling out and sending in this paper application. |
| |