Short-Term Event Insurance

Coverage can be bound the date after we receive a completed enrollment form and the appropriate premium. Please allow adequate time for us to process your enrollment form and issue certificates. 

The effective date is the date you need your insurance to start. For many, this is the first day that your organization sets up for the event. Coverage will be in effect for the time period of the event.

This program offers coverage if a named insured conducts an event or activity where alcoholic beverages are served or furnished, with or without a charge, and a license or permit is not required to do so. If a liquor license or permit is required, the Liquor Liability Coverage option must be purchased if insurance is desired.

No. You will receive a certificate of insurance as proof of coverage. By applying for this insurance, you are applying for membership in the Sports, Leisure and Entertainment Risk Purchasing Group (RPG), a group formed and operating pursuant to the Liability Risk Retention Act of 1986 (15 USC 3901 et seq.). Coverage is offered exclusively through the Sports, Leisure and Entertainment Risk Purchasing Group (RPG). The RPG receives a master policy from the insurance company. Submission of this enrollment form confirms your desire to receive coverage through the RPG. Each member receives their own certificate of insurance as evidence of coverage. The limits of insurance apply individually to each insured member organization - there are no shared limits of liability with any other members. For a copy of the RPG master policy, please submit your request in writing to: K&K Insurance Group, In., PO Box 2338, Fort Wayne, IN, 46801-2338.

Enrollment by telephone is not permitted. You can apply for coverage online or by completing an enrollment form and submitting it to K&K via e-mail, fax, or mail. 

Event liability insurance helps protect the event organizer if someone is injured or if property is damaged during the event from costs that can quickly add up to thousands of dollars in legal fees, medical bills, or repair expenses. Many venues require proof of event insurance before they will confirm the date, and may not allow setup, rehearsals, or the event itself to proceed without a certificate of insurance. Whether planning a one-day event or a multi-day function up to 10 days, event liability coverage is a practical way to transfer risk away from personal or business finances and meet the venue’s contractual requirements.

Short-term event insurance is an efficient tool for managing risk for weddings, private parties, fundraisers, festivals, concerts, trade shows, and corporate events. For hosts, it provides reassurance that if a guest slips and falls, or if the venue’s property is accidentally damaged, there is a policy in place designed to respond to covered claims. K&K offers a targeted, short-term solution that can be quoted and bound quickly online, helping satisfy venue insurance requirements and avoid last-minute cancellations or delays. In today’s environment of stricter venue contracts and heightened liability awareness, having event liability insurance in place is not just a smart idea, it is often a requirement for successful event planning and risk management.