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Concessionaires, Exhibitors & Vendors

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IMPORTANT: In CA and NY, Inland Marine (equipment & contents) coverage is not currently available for purchase through our online process.  If you would like to request a quotation, please complete and submit the Inland Marine Quote Request Form found under Application & Printable documents link above, and we will attempt to provide a proposal, subject to guidelines/availability with one of our carrier partners. 

This program has been designed for the concessionaires, vendors and exhibitors who are selling, displaying, demonstrating or promoting their products or services, on a short term basis at special events, malls, shopping centers, tradeshows, consumer shows or a location that is away from any owned or long term leased premises.  The insured operations can be conducted from a kiosk, booth, cart, trailer, tent or an outdoor area.

Coverage is provided by a carrier rated A (Excellent) by A.M. Best Company.


Eligible Operations
-Antique & collectible vendors-Home based vendors (caterers, DJs, decorators, florists,
-Apparel & accessories
ice sculptors, photographers/videographers- single event
-Arts & crafts 

option only)
-Auto/vehicle accessories (non-mechanical)-Kitchen or cookware accessories or appliances (no knives)
-Candles-Lawn & garden equipment
-Caterer (single event option only)
-Literature distribution
-Celebrity, mascot or character appearances
-Micro-reality race tracks
-Cleaning accessories & products
-Motorized equipment - static display
-Exercise Equipment
-Product demonstrations
​Product or service displays
-Food, drink or produce sales
-Souvenir sales
-Game trailers or booths-Sports or camping equipment
-Gift wrap booths-Toys (for ages 5 and over)
-Hardware sales
Vehcle/boat display - static only
-Health & beauty products


Coverages Available & Program Highlights:  
General Liability Equipment & Contents
-Contractual Liability-$250-$2,500 Deductible (depends on limits)
-Personal & Advertising Injury-General Liability coverage must be purchased in
-$300,000 Damage to Premises Rented to Youconjunction  with  the Equipment & Contents
-$5,000 Medical Payments-All items must be insured to 100% replacement
-Options available include: Single Event (one month or  cost value
 less), 3 Month Coverage, 6 Month Coverage-
May not be available in all states
and 12 Month Coverage
-Additional Insureds at no charge 
-No limit on number of shows during the 3-month, 6-month
 and annual coverage periods 
-No charge for Certificates of Insurance 
-Discounted rates for multiple booths 
Risks Not Eligible Under This Program: (Including but not limited to)
-Alcoholic beverages - selling or furnishing-Nutritional/health supplements (selling)
-On-site installation/service/repair of products
​Any games that involve person-to-person contact
​On-site equipment sales or rental
-​​Art displays over 10 feet or occupying more than 100 sq ft
​-​Oxygen/aromatherapy bar
​(unless reviewed and approved by the program administrator)​-Paintball equipment/accessories
-Auto parts (mechanical)-Photographers (unless for a single event home-based
-Body piercing or permanent tattooing
​wedding photographer)
-Christmas tree retail lots-
Protective equipment or apparel
-Contractors (lighting, stage, sound, etc)-Storefront operations
​-​Cryogenic chambers/therapy​-Tobacco, Cannabis, and Cannabis related products
-E-commerce selling
(including e-cigarettes/vapor products)
-Fire safety equipment-
Toys (for ages 4 and under)
-Fireworks sales and displays-Unmanned aircraft systems (e.g.: drones, RC aircrafts)
-Haunted attractions-Use of and/or sales of weapons (such as: guns, axes, knives,
-Hot wax impressions
swords, tasers, defense sprays)
-Leasing/rental operations-Vehicles in motion
-Mazes (corn, hay, fence)-Watercraft exhibits on water
-Medical testing-Weight-loss plans or products (selling)
-Motorsports activities-Wholesale business operations
Notable Exclusions​ ​ ​ ​
    ​ ​ ​ ​
​-​Abuse, molestation, or exploitation
-​Cap on losses from certified acts of terrorism
​-​Aircraft/hot air balloon-​Commercial general liability standard exclusions
​-​Airport - the ownership, operation, maintenance, or use
(CG0001 4/13 edition)
​of any airfield or airport facility or premises. This exclusion​-Communicable disease
​does not apply to concessionaires, exhibitors or vendors-
Cyber incident, data compromise, and violation of statutes
​selling, displaying, demonstrating or promoting their products
related to personal data
or services at any airfield or airport facility or premises​-Dunk tank
​-​Amusement devices - the ownership, operation, maintenance,​-Employment related practices
​or use of: any mechanical or non-mechanical ride, slide, or​-Fireworks
​waterslide, any inflatable recreational device, any bungee​-Fungi or bacteria
​operation or equipment, any vertical device or equipment​-Haunted attraction
​used for climbing - either permanently affixed or temporarily​-Lead
​erected, or dunk tank. Amusement devices do not include​-Nuclear energy
​any video or computer games or structures that are not​-Performer
​designed to bounce on, slide on, ride on, or tunnel through-​Rodeo
Saddle animal
Sexually transmitted disease
Silica or silica-related dust


​Specified recreational vehicles and activities

​Total pollution with a building heating, cooling & dehumidifying

​equipment exception and hostile fire exception

​Unmanned aircraft

Preliminary Underwriting Information Required
- K&K Applications