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Concessionaires, Exhibitors & Vendors

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This program has been designed for the concessionaires, vendors and exhibitors who are selling, displaying, demonstrating or promoting their products or services, on a short term basis at special events, malls, shopping centers, tradeshows, consumer shows or a location that is away from any owned or long term leased premises.  The insured operations can be conducted from a kiosk, booth, cart, trailer, tent or an outdoor area.

Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.


Eligible Operations
-Antique & collectible vendors-Kitchen or cookware accessories or appliances
-Apparel & accessories-Lawn & garden equipment or hardware sales
-Arts & crafts vendors-Literature distribution
-Auto/vehicle accessories (non-mechanical)-Micro-reality race tracks
-Candles-Motorized equipment - static display
-Caterer (single event option only)-Produce & floral vendors
-Celebrity, mascot or character appearances-Product demos
-Cleaning accessories & products-Product or service display exhibits
-Exercise Equipment-Souvenir sales
-Food & drink concessionaires-Sports & camping equipment
-Game trailers or booths-Toys (for ages 5 and over)
-Gift wrap booths-Vehicle/boat display - static only
-Health & beauty products
-Home based wedding vendors (caterers, DJs, florists,
ice sculptors, decorators, photographers/videographers- 
single event option only)
Coverages Available & Program Highlights:  
General Liability Equipment & Contents
-Contractual Liability-$250-$2,500 Deductible (depends on limits)
-Personal & Advertising Injury-General Liability coverage must be purchased in
-$300,000 Damage to Premises Rented to Youconjunction  with  the Equipment & Contents
-$5,000 Medical Payments-All items must be insured to 100% replacement
-Options available include: Single Event (one month or  cost value
 less), 3 Month Coverage, 6 Month Coverage
and 12 Month Coverage
-Additional Insureds at no charge 
-No limit on number of shows during the 3-month, 6-month
 and annual coverage periods 
-No charge for Certificates of Insurance 
-Discounted rates for multiple booths 
Risks Not Eligible Under This Program: (Including but not limited to)
-Alcoholic beverages - selling or furnishing-Nutritional/health supplements (selling)
-Animals-On-site installation/service/repair of products
-​​Art Exhibits - over 10 feet tall or occupying more than 100 sq ft​-​On-site equipment sales or rental
​(unless reviewed and approved by the program administrator)​-​Oxygen/aromatherapy bar
-Auto parts (mechanical)-Paintball equipment/accessories
-Body piercing or permanent tattooing-Photographers (unless for a single event home-based
-Christmas tree retail lots​wedding photographer)
-Contractors (lighting, stage, sound, etc)-Protective equipment or apparel
​-​Cryogenic chambers/therapy​-Storefront operations
-E-commerce selling -Tobacco, Cannabis, and Cannabis related products
-Fire safety equipment(including e-cigarettes/vapor products)
-Fireworks sales and displays-Toys (for ages 4 and under)
-Haunted attractions-Unmanned aircraft systems (e.g.: drones, RC aircrafts)
-Hot wax impressions-Vehicles in motion
-Leasing/rental operations-Watercraft exhibits on water
-Mazes (corn, hay, fence)-Weapon sales
-Medical testing-Weight-loss plans or products (selling)
-Motorsports activities-Wholesale business operations
Notable Exclusions​ ​ ​ ​
    ​ ​ ​ ​
​-​Abuse, molestation, harassment or sexual conduct-​Asbestos
​-​Aircraft/hot air balloon-​Cap on losses from certified acts of terrorism
​-​Airport - the ownership, operation, maintenance, or use​-Communicable Diseases
​of any airfield or airport facility or premises. This exclusion​-Cyber incident, data compromise and violation of statutes
​does not apply to concessionaires, exhibitors or vendors
related to personal data
​selling, displaying, demonstrating or promoting their products​-​Employment-related practices
or services at any airfield or airport facility or premises​-​Fireworks
​-​Amusement devices - the ownership, operation, maintenance,​-​Fungi or bacteria
​or use of: any mechanical or non-mechanical ride, slide, or​-​Lead
​waterslide, any inflatable recreational device, any bungee​-​Nuclear energy liability
​operation or equipment, any vertical device or equipment​-​Performers
​used for climbing - either permanently affixed or temporarily​-​Rodeos
​erected, or dunk tank. Amusement devices do not include​-​Saddle animals
​any video or computer games or structures that are not​-Sexually transmitted diseases
​designed to bounce on, slide on, ride on, or tunnel through-​Silica or silica-related dust
-​​Animals - injury or death to, or injury, death or property    ​-

​damage caused by any animal owned, rented or hired by you
Total pollution with a building heating, cooling and dehumidifying

​equipment exception and hostile fire exception

Unmanned aircraft

Preliminary Underwriting Information Required
- K&K Applications