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Phone  
1-800-553-8368
Fax  
1-260-459-5624
Claims  
1-800-237-2917
 
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Eligible Operations
 
- Arts & craft festivals - City celebrations
- Ethnic festivals - Exhibitions/expositions
- Music festivals - Holiday celebrations
- Themed festivals (e.g. rib fest, tulip festival, etc.)    
 
Ineligible for this program:
- Festivals involving extreme sports and extreme motorsports activities
   
 

Coverages Available & Program Highlights

 
General Liability   Directors and Officers including Employment Practices Liability
- Written on an admitted basis in most states    
- Non-auditable policy   Property
- Broadened coverage Form   -    Equipment Breakdown included
No General Aggregate -    Emergency Vacating Expenses Covered up
No deductible      to $15,000, Crisis Response Coverage - $25,000,
Legal Liability to Participants      Full Building Ordinance "A" Coverage
- Volunteer Accident- Accident Medical coverage for    
volunteers   Inland Marine
- Volunteers as Additional Insureds    
- Contingent Ride Liability   Crime
- Fireworks Liability    
- Liquor Liability   Commercial Auto
- Vendor/Exhibitor Coverage   -    Nonowned/Hired Auto
- Employee Benefits Liability   -    Owned Auto
- Transmissible Pathogens Coverage    
  Excess Liability
     
      Workers' Compensation
 
Event Cancellation & Non-appearance
 
Common Associated Exposures
 
- Arts & crafts displays - Food & beverage concessions
- Horticultural/home economics exhibits - Parades
 
 Key Underwriting/Qualifying Factors(Including but not limited to)
 
- Management must have at least three years festival/event - Minimum premiums
  management experience   general liability- $2,500
      package-$5,000 
 

Preliminary Underwriting Information Required

 
- K&K Applications - ACORD applications for other requested coverages
- Five years of detailed, currently valued company loss runs - Diagram/site plan of location/setup
- Web site address - Schedule of events
- Copies of contracts where insured assumes liability of others