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K&K offers customized insurance programs for a variety of fitness facilities. The size (area) of the facility, its annual revenue and the services offered determine which of our programs is appropriate for each operation.

Exercise/Personal Training Studios

Studio facilities that offer personal/individual training, exercise, aerobics, yoga, pilates, or circuit training activities under the direct supervision of a fitness professional such as a personal trainer or exercise instructor.

- Square footage must be 3,000 or less

Note: All Eligible Operations Must Be Fully Staffed During All Open Hours.

Health Club Program- Limited Services

Designed for health/fitness clubs offering programs and services that may include personal training, aerobics, yoga, pilates, free weights, resistance and cardio machines for their members.

U.S. -based health clubs with annual sales of $500,000 or less qualify for this program.

Note: All Eligible Operations Must Be Fully Staffed During All Open Hours.

Health Clubs- Basic Service Operations

Designed for health/fitness clubs and or tennis/racquet clubs offering programs and services that may include circuit training, personal training, aerobics, yoga, pilates, free weights, resistance and cardio machines, exercise group classes, non-contact martial arts, basketball/volleyball, racquet sports, whirlpool hot tubs, saunas/steam rooms, massage, nursery/babysitting, nutritional weight control, tanning, pro shops, snack/juice bars and 24hr key card access facilities.

- Annual revenue must be $2,000,000 or less (excluding revenue for initiation/sign-up fees) on a per location basis.
- 24 hour facility options available

Health, racquet, and athletic club operations offering a full range of services including, but not limited to: pro/sport shops, snack/juice bars, restaurant/lounge, spa services, tanning, babysitting/child care, massage therapy, etc.