Find My Program
What are you looking to insure today?

Health Clubs Basic Service Insurance

Health club insurance solutions designed for membership-based health and fitness clubs with annual sales of $2 million or less.

Health Club Basic Service Insurance
Download Application
Contact Us

K&K offers tailored health club insurance for facilities providing essential fitness services and programs.

Coverage includes:

  • Liability protection for workouts, classes, and equipment use
  • Coverage for amenities like saunas, courts, and group fitness classes
  • Options for 24-hour access facilities

Annual revenue must be $2,000,000 or less (excluding revenue for initiation/sign-up fees) on a per-location basis. 24-hour facility options available. Heath clubs that don't qualify under this program may be eligible for our Full Service, Limited Service, or Fitness Studio programs

Applications

Please click on the link below to download an application and check your download folder to find the PDF application document. Please open the form using Adobe Acrobat Reader before filling it out. Do not complete the form using a web browser, Preview (Mac), or iPhone/iPad Mail, as this may lock the file when returned. For the free version of Adobe Acrobat Reader, please click here. 


Individual Applications

Did you know?

The Basic Service Health Club Insurance Program offers coverage for associated exposures including: 

  • Group exercise classes 
  • Massage 
  • Nursery, baby-sitting 
  • Nutritional weight control 
  • Personal training 
  • Pilates 
  • Pro shops
  • Saunas and steam rooms 
  • Snack and juice bars 
  • Tanning 
  • Whirlpool/hot tubs
  • Yoga
lightbulb with question marks

Contact Information for Health Clubs Basic Service Insurance

Ready to get started?

Insuring fun is our business; since 1952, K&K has offered coverage solutions for motorsports, sports, leisure and entertainment organizations. Let’s get started; click the button below and apply now!

Download application

Why choose K&K?

  • Longevity
    Celebrating over 70 years of providing customized insurance solutions 

  • Stability
    Insuring more than 350,000 events and organizations each year 

  • Experience
    Offering over 80 sports, leisure, recreation, and motorsports programs
Why choose K&K?

Related Programs

  • Health Clubs & Fitness

    Coverage that fits – programs for health clubs, fitness facilities, exercise studios, and fitness instructors. 

    Learn More

  • Full Service Health Club Insurance

    Liability and property insurance for full-service health clubs, racquet clubs, and athletic training facilities.   

    Learn More

  • Limited Service Health Club Insurance

    Liability and other optional coverages for limited service health clubs with annual sales of less than $500,000.    

    Learn More
Disclaimer

All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.