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Dance Schools & Programs
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1-800-648-6406
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1-260-459-5940
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1-800-237 -2917
 
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Quote or Buy Coverage On-line! Liability limits of $1,000,000 to $5,000,000 (per occurrence) are available online 

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This program is designed for U.S.-based dance schools and other organizations specializing in the instruction of performance and social dance.  Coverage provided includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising out of its operations.

For eligible dance schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.

In addition, coverage can be considered for birthday/Social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.

Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.

 

Eligible Operations
 
-Acro dance/tumbling-Irish
-Ballet-Jazz
-Ballroom-Latin
-Belly dancing-Modern
-Clogging-Salsa
-Contemporary-Scottish
-Country western-Square
-Cultural/ethnic-Swing
-Flamenco-Tango
-Folk dancing- Tap
-Hawaiian - ZUMBA ®
-Hip Hop
 
Ineligible for this program:
-Acrobatic & circus skills training-Night clubs
-Ballroom rental facilities-Production companies
-Banquet & reception halls-Professional dance companies
-Cabarets-Professional touring companies
-Dance halls-Trampoline parks/facilities
-Discotheques
 

Coverages Available & Program Highlights

  
   
General Liability  Non-registered Member Activity Coverage (optional)
-Bodily Injury and Property Damage  
-Personal and Advertising Injury Equipment and Contents Coverage
-Products and Completed Operations  (optional)
-Professional Liability  
-Medical Payments for Participants  Abuse & Molestation Defense Cost Reimbursement
-Premises Liability  (optional)
-Hired Auto and Employers Nonowned Liability 
 (not provided while in Hawaii)  Sexual Abuse & Sexual Molestation Liability  (optional)
-Legal Liability to Participants
 
If you are looking for dance instructor coverage, visit our new fitness web site for on-line quoting and purchasing
​    
​Notable Exclusions
​     
​-​Abuse, molestation, harassment, or sexual conduct​-​Massage therapy
​-​Aircraft/hot air balloon ​-​Medical, therapy or health care services
​-​Airport​-​Nuclear energy liability
​-​Amusement devices - the ownership, operation, maintenance​-​Operations related, in whole or in part, to performance
​or use of: any mechanical or non-mechanical ride, slide or​as an exotic dancer or any similar occupation in the adult
​waterslide, any inflatable recreational device, any bungee​entertainment industry
​operation or equipment, any vertical device or equipment​-​Parkour/free-running/tricking/urban gymnastics/extreme
​used for climbing - either permanently affixed or​tumbling or any similar type activities/programs unless
temporarily erected, or dunk tank.  Amusement devices​reviewed, approved and appropriate premium paid
​do not include any video or computer games or structures​-​Performers -injury or death to any performer or
​that are not designed to bounce on, slide on, ride on, or​entertainer during any activity, event or exhibition
​tunnel through​including but not limited to any stunt, concert, or
​-​Animals - injury or death to any animal; injury, death or​theatrical event.  This exclusion does not apply to
​property damage caused by any animal owned, rented or ​participants in any activity, event or exhibition that
​hired by you​are part of the designated operations for which you
​-​Asbestos​are enrolled
​-​Babysitting and/or childcare services​-​Rodeos
-​Cryogenic chambers/therapy​-​Saddle animals
​-​Cycling (other than stationary)​-​Salon services or indoor tanning
​-​Employment-related practices​-​Snowmobile
​-​Fireworks​-​Sports/rehabilitation services/therapy
​-​Fungi or bacteria​-​Swimming pools, saunas, steam rooms, jacuzzis, hot tubs,
​-​Gymnastics classes/programs (unless reported, approved​whirlpools or spas (unless reviewed, approved and
​and appropriate premium paid)​appropriate premium paid
​-​Haunted attractions​-​Transportation of athletes/participants
​-​Instruction/activity being held on or in open water​-​Sale or distribution of herbal, medicinal or nutritional
(e.g.: lakes, ponds, ocean)​​products
​-​Lead​-​Violation of statutes that govern e-mails, faxes, phone calls
​-​Martial arts style consisting of: boxing (contact/sparring),​or other methods of sending materials or information.
​dim mak, haganah, kali/escrima, mixed martial arts, savate,
​sayoc kali, thai boxing/muay thai, training programs for law
​enforcement, public safety and military personnel, ultimate
​fighting/extreme fighting/extreme/cage fighting and wrestling
     
​     
Preliminary Underwriting Information Required
- K&K Applications  
-Coverage will be bound for your requested dates upon   
 receipt and approval of your completed enrollment  
 form and payment.