Health Clubs Basic Service Insurance

Health club insurance solutions designed for membership-based health and fitness clubs with annual sales of $2 million or less.

Health Club Basic Service Insurance

Insurance for health clubs, fitness facilities, tennis and racquet clubs offering programs and services that may include circuit training, personal training, aerobics, yoga, Pilates, free weights, resistance and cardio machines, exercise group classes, non-contact martial arts, basketball, volleyball, racquet sports, whirlpool hot tubs, saunas, steam rooms, massage, babysitting, nutritional weight control, tanning, pro shops, snack bars, and 24-hour key card access facilities. 

  • Annual revenue must be $2,000,000 or less (excluding revenue for initiation/sign-up fees) on a per-location basis. 
  • 24-hour facility options available 
  • Health clubs that don’t qualify under this program may be eligible for our Full Service, Limited Service, or Fitness Studio programs 


Please click on the link below to download an application. Depending on your browser settings, the application may download directly to your computer without opening. Please check your download folder to find the PDF application document. 

Individual Applications

Did you know?

The Basic Service Health Club Insurance Program offers coverage for associated exposures including: 

  • Group exercise classes 
  • Massage 
  • Nursery, baby-sitting 
  • Nutritional weight control 
  • Personal training 
  • Pilates 
  • Pro shops 
  • Saunas and steam rooms 
  • Snack and juice bars 
  • Tanning 
  • Whirlpool/hot tubs
  • Yoga 
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Contact Information for Health Clubs Basic Service Insurance

Ready to get started?

Insuring fun is our business; since 1952, K&K has offered coverage solutions for motorsports, sports, leisure and entertainment organizations. Let’s get started; click the button below and apply now!

Why choose K&K?

  • Longevity
    Celebrating over 70 years of providing customized insurance solutions 

  • Stability
    Insuring more than 350,000 events and organizations each year 

  • Experience
    Offering over 80 sports, leisure, recreation, and motorsports programs
Why choose K&K? T05

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All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.