Fraternal Organizations Insurance

Including but not limited to: 

• American Legion  
• Eagles 
• VFW 
• Moose 
• Knights of Columbus 
• Other fraternal and social organizations 

Note:  

• Account must be in operation for at least five years 
• Organization must have tax-exempt status as defined by the I.R.S. 
• Operations must be overseen by a manager whose duties include staff reports to management and responsibility for hiring and retention 
• Liquor liability may be available for risks that have a valid liquor license (servers must have formal training-TIPS/TAMS or equivalent)

Including but not limited to: 

• Organizations that have had a liquor license revoked, suspended, or have been fined. 
• Any organization with “All you can drink” specials 
• Off-site events open to the general public in which the applicant is acting as a promoter of the event, regardless if live entertainment is being provided for the event 
• Organizations with swimming pool exposures where liquor is served or in any way available for consumption 
• Social organizations at a college or university

General Liability 

• Non-audited policy 
• Broadened coverage form 
• No deductible 
• Bodily Injury definition redefined 
• Crisis Response coverage 
• Liquor Liability (in most states) 
• Employee Benefits Liability 

Property  

• More than 25 coverage enhancements 
• Equipment Breakdown 
• Business Interruption

Inland Marine 

Crime 

Commercial Automobile  

Excess Liability  

Event Cancellation & Non-appearance (provided through Showstoppers) 

To request an insurance quotation through this program, please complete the appropriate PDF application and submit as directed in the application. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.    

• K&K Application(s) 
• ACORD applications for other requested coverages 
• Five years of detailed, currently valued company loss runs 
• Copy of hall rental contracts 
• Any event brochures