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Dance Schools & Programs
            

               

This program is designed for U.S.-based dance schools and other organizations specializing in the instruction of performance and social dance.  Coverage provided includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising out of its operations.  For eligible dance schools or programs, your covered operations consist of operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and off-site competitions, demonstrations, parades and fundraising activities, directly associated with the above that are under the direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct-supervision,  or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid. "Covered Operations" may also include:  birthday parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company and for which the applicable premium has been paid; tournaments or competitions hosted by you under your direct supervision or organized by you, that have been reported to and approved by the Company for which the applicable premium has been paid.


 

Eligible Operations

 
-Acro dance-Irish
-Ballet-Jazz
-Ballroom-Latin
-Belly dancing-Modern
-Clogging-Salsa
-Contemporary-Scottish
-Country western-Square
-Cultural/ethnic-Swing
-Flamenco-Tango
-Folk dancing- Tap
-Hawaiian - ZUMBA ®
- Hip Hop
 
Ineligible for this program:
-Acrobatic & circus skills training-Night clubs
-Ballroom rental facilities-Production companies
-Banquet & reception halls-Professional dance companies
-Cabarets-Professional touring companies
-Dance halls-Trampoline parks/facilities
-Discotheques
 

Coverages Available & Program Highlights

  
   
General Liability  Non-registered Member Activity Coverage (optional)
-Bodily Injury and Property Damage  
-Personal and Advertising Injury Equipment and Contents Coverage
-Products and Completed Operations (optional) - not available in all states
-Professional Liability  
-Medical Payments for Participants  Abuse, Molestation or Exploitation Defense Cost
-Premises Liability  Reimbursement (optional)
-Hired Auto and Employers Nonowned Liability 
 (not available in IL, LA, UT, VT and WI)  Sexual Abuse & Sexual Molestation Liability (optional)
-Bodily Injury to Participants Liability
-​​Broadening Endorsement - Identity Theft Exposure, Property
​Damage to Borrowed Equipment, Property Damage to Customers'
​Goods, Medical Personnel
 
If you are looking for dance instructor coverage, visit our new fitness web site for on-line quoting and purchasing
   
Notable Exclusions
​     
​-Abuse, molestation or exploitation​-​Massage therapy
​-​Asbestos​-​Medical, therapy or health care services
​-​Babysitting and/or childcare services​-​Nuclear energy liability
​-​Cap on losses from certified acts of terrorism​-​Operations related, in whole or in part, to performance
​-
​Communicable Diseases
​as an exotic dancer or any similar occupation in the adult
-
​Cryogenic chambers/therapy
​entertainment industry
-
​Cyber incident, data compromise and violation of statutes related
​-​Parkour/free-running/tricking/urban gymnastics/extreme
​to personal data
​tumbling or any similar type activities/programs unless
​-
​Cycling (other than stationary)
​reviewed, approved and appropriate premium paid
​-
​Employment-related practices
​-​Salon services or indoor tanning
​-
​Fireworks
​-
​Sexually transmitted diseases
​-​Fungi or bacteria
​-
Silica or silica-related dust
​-
​Instruction/activity being held on or in open water
​-
​Snowmobile
​(e.g.: lakes, ponds, ocean)
​-
​Sports/rehabilitation services/therapy
​-​Lead
-
​Swimming pools, saunas, steam rooms, jacuzzis, hot tubs,
​-​Martial arts style consisting of: boxing (contact/sparring),

​whirlpools or spas (unless reviewed, approved and

​dim mak, haganah, kali/escrima, mixed martial arts, savate,

​​appropriate premium paid)

​sayoc kali, thai boxing/muay thai, training programs for law
​-Total pollution with a building heating, cooling and dehumidifying

​enforcement, public safety and military personnel, ultimate

equipment exception and hostile fire exception

​fighting/extreme fighting/extreme/cage fighting and wrestling
​-
​Transportation of participants

​-Unmanned aircraft





​     
​       
Preliminary Underwriting Information Required
- K&K Applications  
-Coverage will be bound for your requested dates upon   
 receipt and approval of your completed enrollment  
 form and payment.