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This program is designed to protect competition vehicles from physical damage losses due to fire, theft, trailer upset and most other physical damage claims.  Other items that can be covered are spare parts, tools and equipment.  Coverage is provided while the insured items are stored and transported to and from events and while in paddock or garage areas.
     
Coverage is provided by a carrier rated A (Excellent) by A.M. Best Company.
    

Eligible Operations

   
- Individuals - Sanctioning bodies
- Race teams - Show car operations
 
Ineligible for this program:
- Vehicles licensed or registered for public road use  
 
 

Coverages Available & Program Highlights

   
     
- Written on an admitted basis in all states (no surplus lines - No coinsurance
  fees or taxes) - Expediting & rental expense coverage included
- Valuation of loss based on Agreed Amount of insured - Flood and earthquake coverage while in transit
  property rather than actual cash value - Worldwide Coverage Available
- Coverage extends to competition vehicle under own power    
  for incidental movement    
       
Additional Products    
- Auto/Shop Liability - Ocean Marine
- Contingency/Prize Indemnity - On Track Crash Damage
- Contractual Indemnity - Participant Accident for Tuning & Testing
- Disability Income for Professional Crew Chiefs & Drivers - Products Liability
- Employment Practices Liability - Racing Owners & Sponsors
- Excess Liability - Workers' Compensation
- Flood & Earthquake
- Commercial Coverage For Race Teams (Auto Liability, Building, Business Personal Property, General Liability (Nonracing), Workers' Compensation)
 
Key Underwriting/Qualifying Factors (Including but not limited to)
 
- The policy inventory schedule must include at least one
  competition or show vehicle    
 
Preliminary Underwriting Information Required
- K&K Applications