| Eligible Operations |
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| An instructor age 18 or older conducting private or group instruction in the following dance activities is eligible to enroll in this program: |
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Ballet |
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Jazz |
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Ballroom |
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Latin |
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Belly dancing |
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Modern |
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Clogging |
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Salsa |
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Country Western |
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Scottish |
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Cultural/ethnic |
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Square |
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Flamenco |
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Swing |
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Folk Dancing |
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Tango |
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Hawaiian |
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Tap |
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Hip Hop |
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ZUMBA ® |
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Irish |
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| Ineligible Operations: |
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Certain operations are not eligible for coverage by this program. K&K reserves the right to decline any request for coverage. The ineligible operations include, but are not limited to the following (and are excluded from coverage):
- Instructors operating outside of U.S.
- Instructors under the age of 18
- Instructor's employment as an employee or a non-exempt employee of a school, university or college |
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| * If your risk doesn't fit the eligibility of this program, visit our Fitness Instructor or Sports Instructor Programs. |
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| Liability Coverage |
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| General liability coverage protects you if you are legally obligated to pay damages for bodily injury to others and for damage to the property of others resulting from your dance instruction activities. The policy also provides coverage (professional liability) for wrongful acts (breach of duty, neglect, error, omission, misstatement or a misleading statement in the discharge of dance activities) that occur as a result of your instruction activities. |
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General Liability |
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Bodily Injury and Property Damage |
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Products-completed Operations |
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Personal and Advertising Injury |
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Legal Liability to Participants |
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Damage To Premises Rented to You |
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Professional Liability |
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Abuse, Molestation, Harassment or Sexual Conduct Defense Cost Reimbursement (up to $100,000) |
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Medical Expense (other than participants) |
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Notable Exclusions |
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| The following represent only some of the exclusions contained in this policy. |
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Abuse, molestation harassment, or sexual conduct |
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Amusement devices (e.g.: rides, slides, inflatables, |
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Dietician services |
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bungees, climbing walls, dunk tanks) |
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Employment-related practices |
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Medical, therapy or health care services |
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Physicals/stress testing |
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Operation, ownership or management of a fitness, dance or |
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Physical therapy, massage or salon services |
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sports facility |
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Those operations listed as ineligible |
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Sale or distribution of herbal, medicinal and/or |
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Weight control programs |
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nutritional products |
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| * For information regarding coverage for a dance school facility, visit our program page. |
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| K&K Benefits |
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Experienced & professional staff dedicated |
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Active participation in industry trade shows and |
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exclusively to servicing the K&K Dance Instructors |
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meetings |
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Program |
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Over 50 years of experience providing sports, leisure |
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Advertising presence in industry trade publications |
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and entertainment insurance |
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In-house underwriting, policy administration and |
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24-hour emergency phone service |
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claims services |
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