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This program is designed for U.S.-based dance schools and other organizations specializing in the instruction of
performance and social dance.  Coverage provided includes important liability protection for the school or organization,
including its employees and volunteers, for liability claims arising out of its operations.

For eligible dance schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported
to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at
your locations involving registered members/participants, under your direct supervision or organized by you, that have
been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site
competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at
your location involving registered members/participants that are under your direct supervision, or organized by you;
and ancillary events or activities at off-site locations involving registered members/participants under your direct-supervision,
or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid.

In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision
or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid; as well as for activities involving non-registered members/participants, under your direct supervision or
organized by you, that have been reported to and approved by the Company, and for which the applicable premium
has been paid.


Eligible Operations
-Acro dance-Irish
-Belly dancing-Modern
-Country western-Square
-Folk dancing - Tap
-Hawaiian-Tumbling (floor only, no gymnastics apparatus)
-Hip hop-
Ineligible for this program:
-Acrobatic & circus skills training-Night clubs
-Ballroom rental facilities-Production companies
-Banquet & reception halls-Professional dance companies
-Cabarets-Professional touring companies
-Dance halls-Trampoline parks/facilities

Coverages Available & Program Highlights

General Liability  Non-Registered Member Activity Coverage (optional)
-Bodily Injury and Property Damage  
-Personal and Advertising Injury Equipment and Contents Coverage
-Products and Completed Operations(optional)
-Professional Liability 
   -Medical Payments for Participants (excess)
Abuse & Molestation or Exploitation Defense Cost 
   -Premises LiabilityReimbursement (optional)
   -Hired Auto and Employers Nonowned Liability
 (not available in IL, LA, UT, VT and WI) Sexual Abuse & Sexual Molestation Liability (optional)
    -Bodily Injury to Participants Liability
​ ​ ​ ​
​Notable Exclusions​ ​ ​
​ ​ ​ ​
   ​-​Abuse, molestation or exploitation ​ ​
​    -  
Salon services or indoor tanning
​   - 
Any adult-themed parties/meetings/trips, including but not limited
​    -
Saunas, steam rooms, Jacuzzi, hot tubs, whirlpools or spas

to, parties/meetings/trips during which demonstration of products
​    -
Sexually transmitted diseases

and/or services used in the adult entertainment industry
​    -
Silica or silica-related dust
takes place
​    -
Specified recreational activities - Aircraft/hot air balloon; Airport; 
Amusement devices: the ownership, operation, maintenance or use
​   -
Babysitting and/or childcare services
of any device or equipment a person rides for enjoyment, including,
Bodily injury to participants while in a hired auto or non-owned auto
but not limited to: mechanical or non-mechanical ride, slide or 
Cap on losses from certified acts of terrorism
water slide (including any ski or tow when used in conjunction with
Commercial general liability standard exclusions (CG0001 4/13 edition)
a water slide); inflatable recreational device (unless reported to, 
Communicable diseases
approved by us); or vertical device or equipment used for climbing,
​   -
Cryogenic chambers/therapy
whether permanently affixed or temporarily erected. This exclusion
​   -
Cyber incident, data compromise and violation of statutes related
does not apply to video or computer games or any device that is

to personal data
specifically designed for the training or instruction of the activity for
​   -
Cycling (other than stationary)
which you are enrolled; Animals; Bungee; Dunk tank; Haunted
​   -
Employment-related practices
Attraction; Performer (injury or death to any performer or entertainer
​   -
during any activity, event or exhibition including but not limited to any
​Fungi or bacteria ​ ​
stunt, concert, show or theatrical event. This exclusion does not apply
​   -
​Gymnastics classes/programs (unless reported, approved ​ ​
to participants in any activity, event or exhibition that are part of

​and appropriate premium paid) ​ ​
the designated operations for which you are enrolled)
​   -  
​Instruction/activity being held in or on open water ​ ​
​    -

(e.g.: Lakes, ​ponds, ocean) ​ ​
​    -
Saddle animal
​   - 
​    -
​   -
​Martial arts style consisting of: boxing (contact/sparring), ​ ​
​    -
Sports rehabilitation services/therapy

​dim mak, haganah, kali/escrima, mixed martial arts, savate, ​ ​
​    -
Swimming pools (unless reported to and approved by us)
​sayoc kali, thai boxing/muay thai, training programs for law ​ ​
​    -
The sale or distribution of medicinal, herbal and/or nutritional products

​enforcement, public safety and military personnel, ultimate ​ ​
​    -
Those operations listed as ineligible

​fighting/extreme fighting/extreme/cage fighting or wrestling ​ ​
​    -
Total pollution with a building heating, cooling & dehumidifying
​   -
Massage therapy
​equipment exception and hostile fire exception
​   -
Medical, therapy or health care services
​    -
​Unmanned aircraft
​   -
Multi-passenger vehicles
Use of projectile weapons including, but not limited to firearms
Nuclear energy

​and tasers, and defense sprays
​   -
​Operations related, in whole or in part, to performance as an 
​    -
​Use of sharpened/bladed weapons

​exotic dancer or any similar occupation in the adult entertainment

​   -
​Parkour, obstacle course, ninja, free-running, tricking, urban

​gymnastics, extreme tumbling, or any similar type programs

​(unless reported to, approved by us and appropriate premium paid)

Preliminary Underwriting Information Required
-Coverage will be bound for your requested dates upon    
 receipt and approval of your completed enrollment   
 form and payment.