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This program is designed for business that need coverage on a short-term basis at events, malls, shopping centers, tradeshows, consumer shows, or any location that is away from any owned or long term leased premises.  Insured operations may be conducted from a kiosk, booth, cart, trailer, tent or an outdoor area.

Coverage is provided by a carrier rated A (Excellent) by A.M. Best Company.

Eligible Operations
- Antiques & collectibles
- Home based vendors (caterers, DJs, florists,
- Apparel & accessories
ice sculptors, decorators, photographers/videographers-
- Arts & crafts 

single event option only)
- Auto/vehicle accessories (non-mechanical)- Kitchen or cookware accessories or appliances (no knives)
 - Candles- Lawn & garden equipment
- Caterer (single event option only)- Literature distribution
- Celebrity, mascot or character appearances- Micro-reality race tracks
- Cleaning accessories & products- Motorized equipment - static display
-Exercise equipment- Product demonstrations
​Product or service displays
- Food, drink or produce sales
  -Souvenir sales
-Game trailers or booths-Sports or camping equipment
-Gift wrap booths-Toys (for ages 5 and over)
-Hardware sales
Vehicle/boat display- static only
-Health & beauty products

Coverages Available & Program Highlights:    
General Liability Equipment & Contents
- Contractual Liability -$250-$2,500 deductible (depends on limits)
- Personal & Advertising Injury General Liability coverage must be purchased in
- $300,000 Damage to Premises Rented to You conjunction  with  the Equipment & Contents
- $5,000 Medical Payments -All items must be insured to 100% replacement cost
- Options available include: Single Event (one month or   value
  less), 3 Month Coverage, 6 Month Coverage
and 12 Month Coverage
- Additional Insureds at no charge  
- No limit on number of shows during the 3-Month, 6-month  
  and annual coverage periods  
- No charge for Certificates of Insurance
- Discounted rates for multiple booths    
Risks Not Eligible Under This Program: (Including but not limited to)
- Alcoholic beverages - selling or furnishing- Nutritional/health supplements (selling)
- Animals- On-site installation/service/repair of products
​-Any games that involve person-to-person contact-​On-site equipment sales or rental ​
-​Art displays over 10 feet or occupying more than 100 sq ft- Oxygen/aromatherapy bar
(unless reviewed and approved by the program administrator)- Paintball equipment/accessories
- Auto parts (mechanical)- Photographers (unless for a single event home-based
- Body piercing or permanent tattooing​wedding photographer)
​-Christmas tree retail lots​-Protective equipment or apparel
- Contractors (lighting, stage, sound, etc)-Storefront operations
- ​Cryogenic chambers/therapy- Tobacco, Cannabis, and Cannabis related products
- E-commerce selling(including e-cigarettes/vapor products)
- Fire safety equipment- Toys (for ages 4 and under)
- Fireworks sales & displays- Unmanned aircraft systems (e.g.: drones, RC aircrafts)
- Haunted attractions- Use of and/or sales of weapons (such as: guns, axes, knives,
-​Hot wax impressions​​swords, tasers, defense sprays)
-Leasing/rental operations-Vehicles in motion
-Mazes (corn, hay, fence)-Watercraft exhibits on water
-Medical testing -Weight-loss plans or products (selling)
-Motorsports activities-Wholesale business operations
    ​ ​ ​ ​
Notable Exclusions​ ​ ​ ​
     ​ ​ ​ ​
​-​Abuse, molestation, or exploitation
-​Communicable Diseases
​-​Aircraft/hot air balloon-​Cyber incident, data compromise, and violation of
​-​Airport - the ownership, operation, maintenance, or use
statues related to personal data
​of any airfield or airport facility or premises. This exclusion​-Dunk tank
​does not apply to concessionaires, exhibitors or vendors​-Employment related practices
​selling, displaying, demonstrating or promoting their products​-
​or services at any airfield or airport facility or premises​-Fungi or bacteria
​-​Amusement devices - the ownership, operation, maintenance,​-Haunted attraction
​or use of: any mechanical or non-mechanical ride, slide, or-Lead
​waterslide, any inflatable recreational device, any bungee​-Nuclear energy
​operation or equipment, any vertical device or equipment​-Performer
​used for climbing - either permanently affixed or temporarily​-Rodeo
​erected, or dunk tank. Amusement devices do not include​-​Saddle animal
​any video or computer games or structures that are not​-​Sexually transmitted disease
​designed to bounce on, slide on, ride on or tunnel through
​Silica or silica-related dust
-​Specified recreation vehicles and activities
-​Total pollution with a building heating, cooling & dehumidifying
Cap on losses from certified acts of terrorism

​equipment exception and hostile fire exception
Commercial general liability standard exclusions
-​​Unmanned aircraft

(CG0001 4/13 edition)
Preliminary Underwriting Information Required
- Applications
- Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and