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This program is designed for U.S.-based dance schools and other organizations specializing in the instruction of performance and social dance.  Coverage provided includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising out of its operations.

For eligible dance schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.

In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.

Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.

Eligible Operations
​-​Acro dance
-Belly dancing-Latin
-Country western-Scottish
-Folk dancing-Tango
-Hawaiian - Tap
-Hip Hop-ZUMBA ®
Ineligible for this program:
-Acrobatic & circus skills training-Night clubs
-Ballroom rental facilities-Production companies
-Banquet & reception halls-Professional dance companies
-Cabarets-Professional touring companies
-Dance halls-Trampoline parks/facilities

Coverages Available & Program Highlights

General LiabilityOptional Coverages                      
-Bodily Injury and Property Damage-Non-Registered Member Activity Coverage
-​Personal and Advertising Injury​-​Equipment and Contents Coverages (Inland Marine)
-Products and Completed Operations-Abuse, Molestation or Exploitation Defense Cost
-Professional Liability ​Reimbursement
-Medical Payments for Participants (excess)
-Sexual Abuse or Sexual Molestation Liability
 -Premises Liability 
   -Hired Auto and Employers Nonowned Liability
(not available in IL, LA, UT, VT and WI)                        
   -Bodily Injury to Participants
Notable Exclusions
​-​Abuse, molestation or exploitation (unless reported to, approved
​-Salon services or indoor tanning

by use, and the appropriate premium paid)
​-Saunas, steam rooms, Jacuzzi, hot tubs, whirlpools or spas
​-Any adult-themed parties/meetings/trips, including but not
​-Sexually transmitted diseases

limited to, parties/meetings, trips during which demonstration
​-Silica or silica-related dust
of products and/or services used in the adult entertainment
Specified recreational activities - Aircraft/hot air balloon; Airport;
industry takes place
Amusement devices: The ownership, operation, maintenance 

or use of any device or equipment a person rides for enjoyment,
Babysitting and/or childcare services
including, but not limited to: mechanical or non-mechanical ride,
Bodily injury to participants while in a hired auto or non-owned
slide, or water slide (including any ski or tow when used in

conjunction with a water slide); inflatable recreational device
Cap on losses from certified acts of terrorism
(unless reported to, approved by us), or vertical device or
-​Commercial general liability standard exclusions
equipment used for climbing, whether permanently affixed or
(CG0001 4/13 ed)
temporarily erected. This exclusion does not apply to video 
Communicable disease
or computer games or any device that is specifically designated
​-Cryogenic chambers/therapy
for the training or instruction of the activity for which
​-Cyber incident, data compromise and violation of statutes
you are enrolled, Animals; Bungee; Dunk tank; Haunted

related to personal data

attraction; Performer (injury or death to any performer or 
​-Cycling (other than stationary)

entertainer during any activity, event or exhibition including
​-​Employment-related practices

but not limited to any stunt, concert, show or theatrical event. 

This exclusion does not apply to participants in any activity, event
​-​Fungi or bacteria

or exhibition that are part of the designated oeprations for which
​-​Gymnastics/tumbling classes/programs (unless reported to,

you are enrolled)

approved by us, and appropriate premium paid)
Instruction/activity being held on or in open water
Saddle animal

(e.g.: lakes, ponds, ocean)
​-Sports rehabilitation services/therapy
​Martial arts style consisting of: boxing (contact/sparring),
Swimming pools (unless reported to, and approved by us, and
​-​dim mak, haganah, kali/escrima, mixed martial arts, savate,
the appropriate premium paid)
​-​sayoc kali, thai boxing/muay thai, training programs for law
The sale or distribution of medicinal, herbal and/or nutritional 
​enforcement, public safety and military personnel, ultimate
​fighting/extreme fighting/extreme/cage fighting and wrestling
​Those operations listed as ineligible
Massage therapy
​Total pollution with a building heating, cooling and dehumidifying
​Medical, therapy or health care services
​equipment exception and hostile fire exception
​Multi-passenger vehicles
​Unmanned aircraft
​Nuclear energy
​Use of projectile weapons including, but not limited to firearms
​Operations related, in whole or in part, to performance
​and tasers, and defense sprays

​as an exotic dancer or any similar occupation in the adult
​Use of sharpened/bladed weapons

​entertainment industry
Parkour, obstacle course, ninja, free-running, tricking, urban

​gymnastics, extreme tumbling, or any similar type programs
​(unless reported to, approved by us and appropriate 

​premium paid)
Preliminary Underwriting Information Required
-Coverage will be bound for your requested dates upon    
 receipt and approval of your completed enrollment   
 form and payment.