| - |
Art Displays |
- |
Pageants |
| - |
Auctions |
- |
Parades |
| - |
Banquets |
- |
Proms |
| - |
Bazaars |
- |
Religious assemblies |
| - |
Charity events |
- |
Reunions |
| - |
Concerts |
- |
Seminars |
| - |
Conventions |
- |
Shows |
| - |
Craft displays |
- |
Social gatherings |
| - |
Graduations |
- |
Weddings & receptions |
| - |
Lectures |
|
|
| - |
Meetings |
|
|
| |
| |
|
Ineligible for this program: |
| - |
Concerts with rap, hip-hop and grunge music |
|
|
| |
|
Coverages Available & Program Highlights |
| |
| General Liability |
|
Directors and Officers including Employment Practices Liability |
| - |
Written on an admitted basis in most states |
|
|
| - |
Non-auditable policy |
|
Property |
| - |
Broadened coverage Form |
|
- Equipment Breakdown included |
| - |
No General Aggregate |
|
|
| - |
No bodily Injury Deductible |
|
Inland Marine |
| - |
Legal Liability to Participants |
|
|
| - |
Volunteer Accident- Accident Medical coverage for volunteers |
|
Crime |
| - |
Volunteers as Additional Insureds |
|
|
| - |
Contingent Ride Liability |
|
Commercial Auto |
| - |
Fireworks Liability |
|
- Nonowned/Hired Auto |
| - |
Liquor Liability |
|
- Owned Auto |
| - |
Motorsports Liability |
|
|
| - |
Vendor/Exhibitor Coverage |
|
Excess Liability |
| - |
Employee Benefits Liability |
|
|
| |
|
|
Event Cancellation & Non-appearance |
|
|
Common Associated Exposures |
| |
| - |
Exhibitions |
- |
Food & beverage concessions |
| - |
Festivals |
- |
Promotional activities |
| |
|
Key Underwriting/Qualifying Factors (Including but not limited to) |
| |
| - |
Minimum Premium |
- |
Management must have at least three years fair |
| |
general liability- $2,500 |
|
management experience |
| |
package- $5,000 |
|
|
| |
| Preliminary Underwriting Information Required |
| |
| - |
K&K Applications |
- |
Schedule of events |
| - |
ACORD applications for other requested coverages |
- |
Most current financial statement |
| - |
Four years of detailed company loss runs |
- |
Copies of contracts where insured assumes liability of |
| - |
Diagram/site plan of location/setup |
|
others |
| - |
Copy of Certificate of Insurance from carnival ride |
|
|
| |
vendors/concessionaires/sub-contractors listing fair as additional insured |
|
|