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NOW AVAILABLE - Buy Coverage On-line!  Liability limits of $1,000,000 to $5,000,000 available online.
Program Description
This insurance program is specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of martial arts.  For eligible martial arts schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at our location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct-supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
In addition, coverage can be considered for birthday/Social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for, activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and tournaments or competitions hosted by you under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid. 

Eligible Operations
- Aikido - Kickboxing (cardio/fitness only)
- Brazilian jiu jitsu - Kickboxing (contact/sparring)
- Capoeira - Krav maga
- Chi kun - Kung fu
- Dim mak * - Mixed martial arts (Ultimate/extreme/cage fighting) *
- Fitness boxing (non-contact) - Savate *
- Goju-ryu - Sayoc kali *
- Haganah * - Shaolinquan
- Hapkido - Taekwondo
- Jeet kune do - Tai Chi
- Judo - Taijiquan
- Jiu Jitsu - Tang soo do
- Kali/escrima * - Thai boxing/muay thai *
- Karate  - Wushu
- Kenjitsu
Karate includes various styles such as: Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu,
Shorin-ryu, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate

* Note: Coverage for these styles apply only to instruction/training type programs. Events/competitions/tournaments in which the insured’s members participate with these styles are excluded and not covered under this program.

If the style of martial arts that you instruct is not listed, please call 1-800-648-6406 to inquire about eligibility.
Ineligible for this program:    
- Boxing (contact/sparring) - Training programs for law enforcement officials,
- CrossFit Affiliate Owners and/or public safety and military personnel
  CrossFit programs/activities - Trampoline parks/facilities
- Wrestling
Coverages Available & Program Highlights
General Liability Non-Registered Member Activity Coverage (optional)
- Bodily Injury and Property Damage    
- Contractual Liability   Abuse & Molestation Defense Cost
- Personal and Advertising Injury    Reimbursement(optional)
- Products and Completed Operations     
- Legal Liability to Participants   Hosted Tournament Coverage(optional)
- Additional Insured Coverage for landlords included    
- Coverage for off-site demonstrations, exhibitions Birthday Party Coverage (optional)
and participation in tournaments conducted by others
included   Sexual Abuse or Sexual Molestation Liability
- Professional Liability (optional)
- Medical Payments for Participants
 - Premises Liability   Equipment and Contents Coverage (optional) 
- Hired Auto and Employers Nonowned Liability  - Business Income with Extra Expense-Actual Loss Sustained
(Not provided while in Hawaii) - Money and Securities Coverage
- Damage to Premises Rented to You - Valuable Papers and Records coverage
- NEW Broadening Endorsement: Emergency Real Estate
Consultant Fee; Key Individual Replacement Cost;
Temporary Meeting space; Workplace Violence Counseling;
Identity Theft Exposure; Lease Cancellation Moving
Expense; Terrorism Travel Reimbursement
Notable Exclusions
- Abuse, molestation, harassment or sexual conduct - Non-registered participants at events/tournaments hosted
- Acupuncture and acupressure by the named insured
- Aircraft/hot air balloon - Parkour/free-running/tricking/urban gymnastics/extreme
- Airport tumbling, or any similar type programs - unless reviewed,
- Amusement devices - the ownership, operation, maintenance approved and appropriate premium paid
or use of: any mechanical or non-mechanical ride, slide or - Performers - injury or death to any performer or entertainer
waterslide, any inflatable recreational device, any bungee during any activity, event or exhibition including but not limited
operation or equipment, or dunk tank.  Amusement devices to any stunt, concert, show or theatrical event.  This exclusion
do not include any video or computer games or any device does not apply to participants in any activity, event or
that is specifically designed for the training or instruction exhibition that are part of the designated operations
of the activity for which you are enrolled for which you are enrolled
- Animals - injury or death to, or injury, death or property - Rodeos
damage caused by any animal owned, rented or hired by you - Saddle animals
- Asbestos - Salon services or indoor tanning
- Childcare/babysitting services - Snowmobiles
- Climbing walls exceeding ten (10) feet with no safety - Swimming pools, saunas, steam rooms, Jacuzzis, hot tubs,
harness system, unless reported/approved by us whirlpools or spas (unless reviewed, approved and appropriate
- Communicable diseases premium paid)
- Cryogenic chambers/therapy


Sports/rehabilitation services/therapy
- Cycling (other than stationary) - Sale or distribution of herbal, medicinal and/or nutritional
- Employment-related practices products
- Fireworks - Those operations listed as ineligible
- Fungi or bacteria - Tournaments or competitions involving the following styles:
- Gymnastics classes/programs - unless reported, approved Muay Thai-Thai Boxing, Kali/escrima, Savate, Sayoc kali,
and appropriate premium paid Dim mak, Haganah, full contact and submission mixed martial
- Haunted attractions arts, including bot not limited to: cage events, extreme
- Instruction/activity being held on or in open water fighting and ultimate fighting
(e.g.: lakes, ponds, ocean) - Transportation of athletes/participants
- Lead - Use of projectile weapons including, but not limited to firearms

Massage therapy

and tasers, and defense sprays
- Medical, therapy or health care services - Use of sharpened/bladed weapons
- Nuclear energy liability - Violation of statutes that govern e-mails, faxes, phone calls
or other methods of sending materials or information


Preliminary Underwriting Information Required
- K&K applications    
- Coverage will be bound upon receipt and approval of your completed enrollment form and payment
NOW AVAILABLE - Buy Coverage On-line!