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News and Updates

Program for franchised RV dealers open to agents

K&K Insurance announces an expansion of our franchised powersport dealership program adding recreational vehicle (RV) dealers. RV dealers will now have access to our comprehensive program joining the motorcycle, personal watercraft, snowmobile and ATV industry dealerships. No prior appointment or agreement is needed for agents to submit applications for a quote.

Coverage options for franchised RV dealership may include property, general liability, inland marine, crime, garage liability, garagekeepers coverage, employment practices liability (limited states), excess and workers' compensation. Dealer physical damage coverage is not available. Limits of $1 million with up to $25 million excess are offered.

"K&K Insurance has more than 30 years of experience providing coverage to franchised motorcycle and powersport dealerships," said Lita Mello, senior vice president of K&K's Recreation Division. "With an experienced staff of underwriters and claims managers that understand the specific needs of dealerships, we are well-prepared to provide exceptional service to insurance agents and their RV dealership clients."

The franchised RV dealership proram is available in all states except the following:DC; MA; MN; NJ; and VA. Coverage is offered on either an admitted or surplus lines basis depending on the state and provided through an insurance carrier rated "A+" (Superior) by A.M. Best Company. For underwriting guidelines and applications, please call 800-552-9253 or email


Website offers entertainers capability to quote and buy liability insurance online

K&K Insurance announces a new website,, offering liability coverage for U.S.-based bands and solo entertainers that perform on an independent contractor basis. The website offers the ability to quote and purchase the program online and receive coverage documents immediately via email.

Commercial general liability insurance provides protection against liability claims for bodily injury and property damage arising out of the insured's operation as an entertainer or performing group. The program also provides both legal liability to participants coverage and excess medical payments for participants coverage for claims arising out of injuries to persons invited to participate in the insured's covered activities. A variety of limits for either annual coverage or single event coverage (10 days or less) are available. Rates are based on gross annual income from covered activities.

Coverage is offered on an admitted basis in all states and provided through an insurance
carrier rated "A+" (Superior) by A.M.Best Company. For more information, visit


Website offers quote and buy online capability for walk and run
event coverage

K&K Insuranceannounces a newwebsite offering coverage for groups organizing walk or run events. The website,, offers the ability to quote and purchase liability insurance online with immediate deliver of coverage documents.

The Walk/Run Event Program provides liability protection for the organization, including employeesand volunteers, for liability claims arising out of its operations and offers rates lower than the standard sports events program.

Coverage also includes medical payments for participants on anexcess basis.

To qualify for the program, events must meet the following criteria:

      • Maximum of 10,000 participants
      • Events of three days or less
      • Total course distance cannot exceed 16 miles

A variety of limits are offered ranging from $1 million per occurrence with a $5 million aggregate up to $5 million per occurrence with a $5 million aggregate. Rates are based on whether the event is a non-competitive charity walk/run or a competitive (timed) walk or run event. The minimum premium for non-competitive events is $150; the minimum for competitive events is $300. Optional sexual abuse and molestation coverage and ancillary event coverage is also available through this program.


Program for destination resorts now available to agents

K&K Insurance Group, Inc.announced a new program created specifically for destination and vacation resorts including guest ranches. This resort program is for operations that offer hotel, lodge or cabin rentals and include full service restaurants, bars, spa services and many leisure activities.
Associated exposures may include:
  • Horseback riding/hiking trails
  • Golf courses, driving ranges
  • Fine dining
  • Fishing and hunting
  • Miniature golf and playgrounds
  • Cross-country skiing
  • Recreational boating/canoeing
  • Spas/health and fitness centers
The program is offered in all states. Available coverage includes general liability, property, commercial auto, excess liability and workers' compensation in select states. Eligible risks should have management experience of three years or more. Minimum package premium is $5,000. Limits up to $25 million for casualty and $100 million for property are available. Ski rsorts, franchised hotels/motels, waterparks and amusement parks are not eligible for coverage under K&K's resort program.


Coverage is provided through an insurance carrier rated "A+" (Superior), Financial Size Category of XV ($2 billion or greater by A.M. Best Company. Applications for coverage are available on our Resort Application Page.

Quote/Buy Online

Activity & Social Clubs
Activity & Social Clubs

Youth Day Camps
Youth Sports Camps

Dance Instructors
Schools & Programs

D&O including EPLI
Not-For-ProfitSports, Leisure, Motorsports Organizations

Bands & Performing Groups
Entertainers & Performers

Exhibitors & Vendors

Short Term Special Events
Walk/Run Events

Fitness Facilities
Fitness Instructors

Schools & Programs

K-12 Student Accident
Voluntary Accident

Martial Arts
Schools & Programs

Off Track & Storage

Outfitters & Guides
Outfitters & Guides

PrivateSchool K-12
Private School Accident Med Sports
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Tournaments & Events
Walk/Run Events

Tenant User Liability
Catholic Diocese Tulip
Tenant User Liability